Saturday, 6 June 2020

CARD OR CASH


I come from and era of cash and cheques, and although cards have been around for ages I still find them alien.
It all goes back to the time when we were paid in cash, maybe some of you may remember getting your weeks wages in a little brown envelope, we do.
The money inside was split up into the various areas where it was due, rent, savings etc, and then the rest was yours to do with whatever you chose.
Any payments due were paid in cash or with a cheque,  it was easy to keep a record on the cheque stub of what you had paid and I knew exactly what I was doing.
With the recent pandemic I'm finding that a lot of stores etc are not accepting cash and making you pay by card.
This has sent me into a tizzy I can tell you. lol
I have to remember what I have spent and make sure that I put it back into the bank or deduct it from my balance.
I don't like it.
My kids do it all the time and are used to it but dinosaurs like us prefer the old way, lol

How about you?



23 comments:

  1. I like cash because I always know how much I have got left to spend. I like barter too.

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  2. I paid for a few bits in Sainsburys with cash a couple of weeks ago....simply because the cash had been sitting in my purse for weeks. The cashier really glared at me though, I felt obliged to apologise!

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  3. Cash all the way for me Briony.I like to know whats in my purse... and what isnt there,I cant afford!!xx

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  4. My bank is Smile internet so using the card is fine as I check the bank regularly. Easy peasy.

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  5. I always do some shopping with cash, to keep cash available for us, meaning cash will continue to be available. There is always some pressure from some people in government to eliminate cash. When we pay by card the government and businesses gather data on us, not a reassuring thing. So I do use cash often.

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  6. I can see how this would upset your finances and bank balance figuring!

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  7. Yes, yes and YES, Briony! We are the same way. Yes, we have a card or two but it's hard to keep track of that sort of things so we use cash or check the majority of the time. We're still "pick up curbside" shopping which usually entails a phone call, which usually entails a locally-owned business, which usually entails them knowing us. So we don't have to explain our check use... they already know it. :-) But yes, the little envelopes with their monthly allotment. That's so us too! Love, Andrea xoxo

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  8. I'm afraid I love a card it's so much easier than fiddling with change and having it weigh down your purse, so much cleaner too when you think of all the hands the cash has passed through and please don't get me started on the new notes haha. I remember when I visited New Zealand gosh 17 years ago now they were using contactless payments then, I remember thinking it was amazing it took the UK ages to catch up.

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  9. It's hard to change something that you are used to doing. I stopped carrying cash back when my kids were teens. If I didn't have cash on me they couldn't con me out of it

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  10. Our bank debit card was compromised at an interact machine at , a pharmacy,, since then we only use cash, it was a scary and messy experience. The bank covered our loss from the thieves but it left us very untrusting.

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  11. Looks link I'm in the minority here Briony. I've used cards for many years - just have a small amount of cash in my wallet for 'emergency' use. Check the balance online daily, transfer from relevant account to pay. I do 'divvy' up our money into various accounts so payments are made ...as mentioned....from relevant accounts.
    It's much safer as so many elderly are mugged when they withdraw their pension cash from the 'hole in the wall' - they have a card to do the withdrawal but won't use it to purchase.

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  12. I use cards and internet banking but cash for the Growers' Market. Have not been to the supermarket since we went into Lockdown so it has all been order on-line, pay by card and groceries delivered.

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  13. We didn't use cash much, for years before covid-19, and not at all now. But we don't use debit cards either - we put it all on the credit card and pay it off every month. So I don't know how I would go about keeping track of debit transactions. A little book to write everything down in? I don't know!

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  14. I prefer to pay with cash but am ok about using my card. I remember budgeting with my pile of cash though and had several tins for the different bills. So much harder to spend cold hard cash when you watch it pass through your fingers. Made me think twice about whether I really wanted something or not.

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  15. I've taken to the card system pretty well. I abandoned balancing our checkbook years ago. Now I just check our bank account online and make sure everything is in order! I was never paid for jobs in cash -- I always got a paycheck.

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  16. I prefer cash or cheque but nowadays use my card for grocery delivery and to pay phone, electric and Internet costs. Much easier since I don't drive and can't get to the post office.

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  17. I've not opened my purse for weeks .... the moths will fly out when i do lol.

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  18. I've always used cash as I have more control over spending. I have used my card for the last 8 weeks. But yesterday paid in cash. The cashier sprayed the plastic notes, wiped them before putting them in her till.

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  19. We have been online banking for years now and so I am used to monitoring our finances online. This is 2020, not 1920 Briony! Come and join is in the modern world! We even have colour television and central heating.

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    1. I'll join when you join and get a mobile phone.

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  20. I remember getting my wages in cash in an envelope too. I think cards are convenient but you have to be very good at keeping accounts so that you know what you've spent and what you've got left. Of course, the younger generation have been brought up with paying for things this way so it's like second nature to them, in fact they don't even use cards now, they pay for things with their phone and that's definitely one step too far for me.

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  21. I'm with you! I prefer cash although I do use bank card. With cash I know where I am. I have so much money and once its gone its gone but a card like you I have to remember where I've been and how much spent but at least that keeps the brain alert!

    Julie xxxxxxxx

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  22. I don't know how much money I have in my purse, now its all card payments.

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